Standard Credit Policy

The Yunica Retail applies the following Credit Policies for different kind of clients.

B2C - ONLINE CONSUMERS

Typically, we do not provide any kind of credit facility to retail customers for their online purchases. However, the cash on delivery (COD) option is available for selected products in several regions. In some cases, a financing option could be availed to you from an approved bank. However, the decision is purely upto the Bank.

B2B - ONLINE BUSINESSES

Depending upon your credit history, transactional pattern, and the kind of business relationship with the Yunica Retail, our credit option might be available to certain businesses only after due approval from our Credit Controller. It is subject to clearance of different procedures by a credit control team.

B2C - OFFLINE CONSUMERS

Based on payment history of your transactions for the past few months and credit history with the Yunica Retail, we might offer you with a credit option, but it is subject to the approval from our local Retail Manager in the region.

B2B - OFFLINE BUSINESSES

Depending upon your credit history, transactional pattern, and the kind of business relationship with the Yunica Retail, our credit option might be available to certain businesses only after due approval from the local Retail Manager in the region.  It is subject to clearance of different procedures by a credit control team.

Please feel free to contact us directly, if you have any queries further.